1. Data Controller

VSK-IS is the data controller responsible for processing personal data related to the operation of this website. Inquiries regarding data protection and privacy can be sent to hafa-samband@vsk-is.com.

2. What Data We Collect

The calculator on the homepage processes calculations strictly within the user's browser, meaning figures and values you enter are neither transmitted to nor stored on our servers. However, we collect certain data indirectly through cookies and similar tracking technologies:

• Technical information such as device type, browser, and approximate location derived from your IP address, strictly for analytical purposes
• Usage data, such as pages viewed and time spent on the site, to improve performance and content quality
• Third-party advertising data, detailed in Section 4 below

3. Cookies

This site uses cookies to ensure proper technical operation, analyze traffic patterns, and, where applicable, serve relevant advertisements tailored to user interests. You can manage, block, or delete cookies at any time through your browser settings, though doing so may affect the functionality of certain elements on the site.

4. Third-Party Advertising

This website may display advertisements from third parties, including Google AdSense. Google and its advertising partners may use cookies to serve ads based on your previous visits to this site or other websites across the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to sites across the web.

You can opt out of personalized advertising by visiting Google Ad Settings at google.com/settings/ads. Further information regarding how Google manages data is available at policies.google.com/technologies/partner-sites.

5. Your Rights

If you reside within the European Economic Area (EEA), you are entitled under GDPR privacy regulations to request access to, correction of, or deletion of your personal data, as well as the right to restrict or object to its processing under certain circumstances. To exercise any of these rights, please contact us at the email address provided above.

6. Changes to This Policy

This privacy policy may be updated from time to time in accordance with regulatory adjustments or changes in website operations. Any substantial updates will be reflected with a revised date at the top of this page.

7. Contact

Questions concerning this privacy policy can be submitted through our contact page.